Listed Property Insurance
Do you need to insure a listed building? Chances are you will require specialist home insurance cover, designed specifically for listed buildings.
Why do you need specialist listed building insurance?
Insurers use a standard set of assumptions for re-building costs for losses such as flooding, fire, subsidence and escape of water, such as burst pipes. These simply do not account for the additional costs associated with a listed property. Sufficient alternative accommodation cover should also be built into your policy, should you have to vacate for a protracted period.
Why is specialist listed property insurance applicable to contents cover?
The requirement for specialist listed building insurance is also increased if you keep valuable jewellery, art and antiques on the property. At Highworth Insurance we have several specialist insurers who understand these issues and are both sympathetic and pragmatic when dealing with these sorts of situations.
Precisely the right level of cover
We can ensure that you have precisely the right level of cover in place for your listed property and contents, at very competitive premiums. A detailed specialist valuation from an accredited surveyor or architect can help you to decide on rebuilding costs for insurance purposes. Alternatively, at Highworth Insurance, we can sometimes provide this valuation free of charge as part of your policy.
Grade I and II Listed Building Insurance
Do you own a Grade I or Grade II listed home? Highworth Insurance can arrange Grade I and II listed building insurance with minimal fuss and at realistic prices. Why do you need specialist building insurance for Grade I and Grade II listed properties? Put simply the cost and time taken to repair a listed building is greater than that of a standard property. Examples of why this is include:
- Sufficient cover required to repair and replace non-standard materials
- Additional labour costs for skilled craftsmen
- Timescales are longer due to structural work or changes being subject to rigorous permissions and consents.
A high value policy can often be the solution in cases like this, especially if you require protection for collections such as art, antiques or fine wines.
- Modern security measures such as double glazing and window locks are simply not applicable on Grade I and Grade II listed buildings
- Standard insurers can be reluctant to insure contents, especially if your possessions are of considerable value, for example jewellery.
Ready to get a quote? Our account managers will be happy to help with any questions you may have.
Get a quote
We would always recommend that you read policy wordings and key facts documents to fully appreciate the cover and any exclusions and limitations.
What do our customers say?
'A proactive, competitive company - a change from the norm!'
Very good at calling back, professional and diligent. The quote was also super competitive and we will be moving more of our insurance needs across to them in due course. It’s a rarity these days to find a company that does what it promises, and does it well. I would have no hesitation in recommending.
Mr Rigluth
'Competitive, and hassle free application. Hope any claims are the same.'
The conscientiousness of the agents and their speed of answering queries - and a small discount persuaded me to change insurers. The efficiency of completing paperwork was excellent. Of course there have been no claims as of yet but otherwise a positive experience on a routine matter
Mr Phillips
'Easy to work with, makes the process a breeze, the team understand my needs'
They are great people to work with, Lisa now deals with all my insurance needs. They make it a breeze and if you need to make an amendment, they got you covered.
Mr Clarke Brothers Property Limited
'Listened and made appropriate recommendations'
Spoke with many insurance companies after filling out an online form for quotes. Most asked to fill in the same information again over the phone. This got very tedious after the first five. Highworth listened, made suggestions and offered a very competitive price. An excellent service. Form filling on acceptance.
Mr Finnen
'Top of the class in every way'
Quick and helpful response followed by quick and efficient service at the highest professional level. Best encounter with an insurance service that I have ever had.
Mr Rabinowitz
'Refreshingly uncomplicated!'
They answer the phone promptly, are friendly but professional. I didn’t feel I was talking to an automaton and the whole experience was refreshingly straightforward, uncomplicated and stress free. I would definitely recommend Highworth Insurance and will use them again in the future.
Miss Mctavish
'Exceptional customer service'
I have a thatched cottage and only a handful of insurers will insure contents/buildings on these cottages. I found the gentleman that I dealt with really helpful and friendly and he sorted my insurance out for me. Several other insurers had on line quote forms and never got back to me with a quote. Their loss! I am not sure of the gentleman’s name, but he is a credit to your company.
Mrs Sayers
'This is how it should be done!'
I called Highworth at the suggestion of my partner. I found Gemma very professional and helpful. The cover options she came back with addressed my requirement perfectly. Once I had forwarded confirmation of NCD the price reduced, great! Fantastic cover, good price, excellent service!!!
Mr Hewitt
'Attentive and excellent service'
Highworth were recommended by a friend as they are specialists in listed properties and older properties. My contact was excellent and thorough and took time to explain the cover and options available. Once we had determined the key details and the price everything progressed very smoothly indeed.
Mr Cockrell
'Highworth saved me £700 this year compared to Halifax!'
Excellent service. Helpful, pleasant staff member made the process of re-insuring my house very simple. Highworth resolved an ongoing ’subsidence’ issue that has cost me thousands of pounds over the last decade!
Mr Stanton
'Great service and saved lots of money!'
Last year I bought my first house and had a real trouble trying to get house insurance because of ‘historical movement’ on the survey. This year I did a lot more research and came across Highworth insurance. I did an online form and got a call back really quickly from Clarise. Clarise was brilliant. Very professional, helpful and gave excellent customer service. She also managed to save me £150 for the year. Great company to use.
Mr Woods
'Responsive and helpful throughout my quest for home insurance.'
I was particularly impressed with Jo Wilson who I found extremely conscientious, pro-active, immediately responsive and very helpful. I felt totally supported in what was a tricky situation where I was securing insurance for a house in a flood risk area. I felt that she was very much on my side.
Mr Kettle
'The right information clearly explained'
Excellent, straightforward information which covered all my needs and requirements. It was nice to get a clear explanation as to the difference between those who advertise they can insure you for £140 or so (which they can’t) and those who actually understand clients.
Mr Shaw
'Quick solution to a sudden problem'
Having moved home I suddenly needed to sort out my buildings insurance as my existing insurer said my current policy could not continue as I had moved into a leasehold flat. I didn’t realise I had a problem until I notified them of my change of address. The person dealing with my enquiry settled all my problems and issued a policy to cover my needs.
Mr Charlwood
'Outstanding service from highly skilled professional - exceptional'
Outstanding service from an individual who was focused on finding the best policy for us. I would strongly recommend this company to others and to anyone who wants assurance that their home is well insured.
Mrs Scott
'Efficient, polite and knowledgeable service!'
From the first phone call to ask questions on the levels of cover available for our house renovations, through to the decision and policy purchase, the help and guidance provided by Daniel was superb. A very efficient, polite and knowledgeable service. Thank you!
Mr Faux
To discuss your insurance needs with an experienced account manager please call 01202 937430 or apply online to get an instant quote