Antiques & Collectables Insurance

Make sure your antiques and collectables correctly insured

Insuring antiques or collections can prove a potential minefield unless you deal with an expert insurer and have a reasonable idea of the type of cover you require. If the antiques are permanently kept at your primary home and you don’t leave this address unoccupied for more than 30 days, then there are a number of choices available to you.

Inclusion within a high value home policy

We pride ourselves on making high value insurance easy, including antique insurance and collectables insurance. We understand that in the world of valuable collectables, items can frequently be changing hands. That’s why our High Value Home policy gives you the flexibility you need.

Antiques covered by a high value home insurance policy
At Highworth Insurance we have a number of specialist high value home insurance policies at our disposal. These provide high levels of cover for antiques and collectable at very competitive prices. Cover options can include:
- Worldwide all risks cover
- No requirement to specify any piece below £15,000 – they are automatically covered
- Very competitive premiums when items are incorporated within the home policy
A few questions to ask
Most insurers will focus on the value of the antiques and the level of security, such as locks and alarms. Should you not fit a straightforward profile, the challenge of securing the cover you require, at a competitive price, becomes more of a headache. We’ve listed a checklist of questions you may want to ask yourself before proceeding to purchase antique insurance:
- In which locations or territories do you need cover; only in your primary home, just the UK or worldwide?
- Do you need to make sure the full value is insured and there won’t be quibbles if the worst happens and you make a claim?
- What’s the claim service like?
- Are the security conditions proportionate to the value of the antiques?
- What happens if your antiques are in a listed building and planning prohibits the requirement to install high security locks to windows?
- Do you need cover for antiques in transit? Is this just for the UK or worldwide?
- If you buy a new work or piece, will you get instant insurance cover?

Kindly be aware that not all options are available on all policies. We advise you to carefully check your policy summary and policy wording for the exact cover applicable to your circumstances.

What do our customers say?

'A proactive, competitive company - a change from the norm!'

Very good at calling back, professional and diligent. The quote was also super competitive and we will be moving more of our insurance needs across to them in due course. It’s a rarity these days to find a company that does what it promises, and does it well. I would have no hesitation in recommending.

Mr Rigluth

'Competitive, and hassle free application. Hope any claims are the same.'

The conscientiousness of the agents and their speed of answering queries - and a small discount persuaded me to change insurers. The efficiency of completing paperwork was excellent. Of course there have been no claims as of yet but otherwise a positive experience on a routine matter

Mr Phillips

'Easy to work with, makes the process a breeze, the team understand my needs'

They are great people to work with, Lisa now deals with all my insurance needs. They make it a breeze and if you need to make an amendment, they got you covered.

Mr Clarke Brothers Property Limited

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Spoke with many insurance companies after filling out an online form for quotes. Most asked to fill in the same information again over the phone. This got very tedious after the first five. Highworth listened, made suggestions and offered a very competitive price. An excellent service. Form filling on acceptance.

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Quick and helpful response followed by quick and efficient service at the highest professional level. Best encounter with an insurance service that I have ever had.

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They answer the phone promptly, are friendly but professional. I didn’t feel I was talking to an automaton and the whole experience was refreshingly straightforward, uncomplicated and stress free. I would definitely recommend Highworth Insurance and will use them again in the future.

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'Exceptional customer service'

I have a thatched cottage and only a handful of insurers will insure contents/buildings on these cottages. I found the gentleman that I dealt with really helpful and friendly and he sorted my insurance out for me. Several other insurers had on line quote forms and never got back to me with a quote. Their loss! I am not sure of the gentleman’s name, but he is a credit to your company.

Mrs Sayers

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I called Highworth at the suggestion of my partner. I found Gemma very professional and helpful. The cover options she came back with addressed my requirement perfectly. Once I had forwarded confirmation of NCD the price reduced, great! Fantastic cover, good price, excellent service!!!

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Highworth were recommended by a friend as they are specialists in listed properties and older properties. My contact was excellent and thorough and took time to explain the cover and options available. Once we had determined the key details and the price everything progressed very smoothly indeed.

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Last year I bought my first house and had a real trouble trying to get house insurance because of ‘historical movement’ on the survey. This year I did a lot more research and came across Highworth insurance. I did an online form and got a call back really quickly from Clarise. Clarise was brilliant. Very professional, helpful and gave excellent customer service. She also managed to save me £150 for the year. Great company to use.

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I was particularly impressed with Jo Wilson who I found extremely conscientious, pro-active, immediately responsive and very helpful. I felt totally supported in what was a tricky situation where I was securing insurance for a house in a flood risk area. I felt that she was very much on my side.

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'The right information clearly explained'

Excellent, straightforward information which covered all my needs and requirements. It was nice to get a clear explanation as to the difference between those who advertise they can insure you for £140 or so (which they can’t) and those who actually understand clients.

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'Quick solution to a sudden problem'

Having moved home I suddenly needed to sort out my buildings insurance as my existing insurer said my current policy could not continue as I had moved into a leasehold flat. I didn’t realise I had a problem until I notified them of my change of address. The person dealing with my enquiry settled all my problems and issued a policy to cover my needs.

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'Outstanding service from highly skilled professional - exceptional'

Outstanding service from an individual who was focused on finding the best policy for us. I would strongly recommend this company to others and to anyone who wants assurance that their home is well insured.

Mrs Scott

'Efficient, polite and knowledgeable service!'

From the first phone call to ask questions on the levels of cover available for our house renovations, through to the decision and policy purchase, the help and guidance provided by Daniel was superb. A very efficient, polite and knowledgeable service. Thank you!

Mr Faux

Antiques and Collectables Insurance

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