Non Standard Buildings Insurance

Does your property stand out from the crowd? If the roof of your home is thatched, flat or shingle, if your frame is built from steel or timber, or perhaps your walls are constructed with wattle and daub, at Highworth Insurance we can help you find the right level of non-standard construction insurance, tailored to you.

Are you looking for non-standard home insurance?

As experienced Brokers of specialist home insurance we can supply straightforward and competitive quotes on buildings and contents insurance whatever your property or particular set of circumstances. Experienced in finding solutions for homes deemed as non-standard construction, we are also able to provide competitive quotes for listed buildings, properties with a history of subsidence or flooding and unoccupied properties.

Are you looking for non-standard home insurance?

As specialist insurance providers at Highworth Insurance we can provide hassle-free advice and insurance for a wide range of non-standard homes and circumstances.

Subsidence Insurance
Has your property previously been underpinned? Is there a history of movement in your property? This need not make life any more difficult than it already is.
- If your property has been refused a standard policy due to a history of subsidence, our account managers will be happy to help
- Familiar with all types of non-standard insurance policy, we can provide competitive quotes based on your properties circumstances
- To find out on our Subsidence Insurance page.
Flood risk home insurance
At Highworth Insurance we understand that every property is unique. If you effected by any of he following, then our account managers will be happy to discuss your insurance requirements and provide you with a competitive quote.
- flooding at your home
- live in a postcode designated at high risk of flooding
- your property is in close proximity to a river or watercourse
- For more information see our Flood Risk Insurance page
Listed Building Insurance
If your home is a listed building, our team of knowledgeable account managers are well equipped to discuss your requirements and provide a comprehensive, competitive quote.
- We are experienced in arranging insurance for listed buildings
- Including properties constructed using non-standard methods and/or materials, such as wattle and daub, thatch or timber frame
- For more information see our Listed Building Insurance page
Timber Framed Building Insurance
It’s not always straightforward insuring timber framed homes, primarily due to the perceived increased fire risk, but at Highworth Insurance we can happily quote buildings made of non-standard materials, including timber frames.
- Cheap to build and easy to construct, your timber framed property should be simple to insure, however timber framed homes are classed by most UK insurers as being made from non-standard building materials
- We are adept at dealing with non-standard home insurance and can provide competitive timber framed building insurance quotes on all types of timber framed properties
Flat Roof Insurance
We are specialists in arranging non-standard home insurance including flat roof house insurance. Whether just a portion of your roof is flat or it’s the whole roof, we can help.

For more information see our Flat Roof Insurance page.
- Up to 100% flat roof covered. Up to 50% often with no additional price uplift on standard
- Immediate cover available without any manual referral to insurance underwriters
- Flexible policy on roof inspections – typically none required up to 12 years old
- No increase in excesses over standard policies for storm and water ingress damage
- Alternative accommodation included should your home become inhabitable through an insurable event such as storm damage
Looking for something specific?
Should you require insurance for an eco-build, a huff house or cob house insurance, our account managers will be happy to help.

We can arrange non-standard construction insurance whatever your property. Here are just a few examples of the types of insurance we can assist with:
- Huf Haus insurance
- Eco home insurance
- Steel frame home insurance
- Shingle or thatched house roof insurance
- Wattle and daub property insurance
- Cob house insurance
- Flat roof home insurance

We would always recommend that you read policy wordings and key facts documents to fully appreciate the cover and any exclusions and limitations.

What do our customers say?

'A proactive, competitive company - a change from the norm!'

Very good at calling back, professional and diligent. The quote was also super competitive and we will be moving more of our insurance needs across to them in due course. It’s a rarity these days to find a company that does what it promises, and does it well. I would have no hesitation in recommending.

Mr Rigluth

'Competitive, and hassle free application. Hope any claims are the same.'

The conscientiousness of the agents and their speed of answering queries - and a small discount persuaded me to change insurers. The efficiency of completing paperwork was excellent. Of course there have been no claims as of yet but otherwise a positive experience on a routine matter

Mr Phillips

'Easy to work with, makes the process a breeze, the team understand my needs'

They are great people to work with, Lisa now deals with all my insurance needs. They make it a breeze and if you need to make an amendment, they got you covered.

Mr Clarke Brothers Property Limited

'Listened and made appropriate recommendations'

Spoke with many insurance companies after filling out an online form for quotes. Most asked to fill in the same information again over the phone. This got very tedious after the first five. Highworth listened, made suggestions and offered a very competitive price. An excellent service. Form filling on acceptance.

Mr Finnen

'Top of the class in every way'

Quick and helpful response followed by quick and efficient service at the highest professional level. Best encounter with an insurance service that I have ever had.

Mr Rabinowitz

'Refreshingly uncomplicated!'

They answer the phone promptly, are friendly but professional. I didn’t feel I was talking to an automaton and the whole experience was refreshingly straightforward, uncomplicated and stress free. I would definitely recommend Highworth Insurance and will use them again in the future.

Miss Mctavish

'Exceptional customer service'

I have a thatched cottage and only a handful of insurers will insure contents/buildings on these cottages. I found the gentleman that I dealt with really helpful and friendly and he sorted my insurance out for me. Several other insurers had on line quote forms and never got back to me with a quote. Their loss! I am not sure of the gentleman’s name, but he is a credit to your company.

Mrs Sayers

'This is how it should be done!'

I called Highworth at the suggestion of my partner. I found Gemma very professional and helpful. The cover options she came back with addressed my requirement perfectly. Once I had forwarded confirmation of NCD the price reduced, great! Fantastic cover, good price, excellent service!!!

Mr Hewitt

'Attentive and excellent service'

Highworth were recommended by a friend as they are specialists in listed properties and older properties. My contact was excellent and thorough and took time to explain the cover and options available. Once we had determined the key details and the price everything progressed very smoothly indeed.

Mr Cockrell

'Highworth saved me £700 this year compared to Halifax!'

Excellent service. Helpful, pleasant staff member made the process of re-insuring my house very simple. Highworth resolved an ongoing ’subsidence’ issue that has cost me thousands of pounds over the last decade!

Mr Stanton

'Great service and saved lots of money!'

Last year I bought my first house and had a real trouble trying to get house insurance because of ‘historical movement’ on the survey. This year I did a lot more research and came across Highworth insurance. I did an online form and got a call back really quickly from Clarise. Clarise was brilliant. Very professional, helpful and gave excellent customer service. She also managed to save me £150 for the year. Great company to use.

Mr Woods

'Responsive and helpful throughout my quest for home insurance.'

I was particularly impressed with Jo Wilson who I found extremely conscientious, pro-active, immediately responsive and very helpful. I felt totally supported in what was a tricky situation where I was securing insurance for a house in a flood risk area. I felt that she was very much on my side.

Mr Kettle

'The right information clearly explained'

Excellent, straightforward information which covered all my needs and requirements. It was nice to get a clear explanation as to the difference between those who advertise they can insure you for £140 or so (which they can’t) and those who actually understand clients.

Mr Shaw

'Quick solution to a sudden problem'

Having moved home I suddenly needed to sort out my buildings insurance as my existing insurer said my current policy could not continue as I had moved into a leasehold flat. I didn’t realise I had a problem until I notified them of my change of address. The person dealing with my enquiry settled all my problems and issued a policy to cover my needs.

Mr Charlwood

'Outstanding service from highly skilled professional - exceptional'

Outstanding service from an individual who was focused on finding the best policy for us. I would strongly recommend this company to others and to anyone who wants assurance that their home is well insured.

Mrs Scott

'Efficient, polite and knowledgeable service!'

From the first phone call to ask questions on the levels of cover available for our house renovations, through to the decision and policy purchase, the help and guidance provided by Daniel was superb. A very efficient, polite and knowledgeable service. Thank you!

Mr Faux

Non Standard Buildings Insurance

Are you looking for non-standard home insurance?

Non-standard construction insurance whatever your property

Are you looking for non-standard home insurance?

Subsidence Insurance

Flood risk home insurance

Listed Building Insurance

Timber Framed Building Insurance

Flat Roof Insurance

Looking for something specific?

What do our customers say?

'A proactive, competitive company - a change from the norm!'

'Competitive, and hassle free application. Hope any claims are the same.'

'Easy to work with, makes the process a breeze, the team understand my needs'

'Listened and made appropriate recommendations'

'Top of the class in every way'

'Refreshingly uncomplicated!'

'Exceptional customer service'

'This is how it should be done!'

'Attentive and excellent service'

'Highworth saved me £700 this year compared to Halifax!'

'Great service and saved lots of money!'

'Responsive and helpful throughout my quest for home insurance.'

'The right information clearly explained'

'Quick solution to a sudden problem'

'Outstanding service from highly skilled professional - exceptional'

'Efficient, polite and knowledgeable service!'