Home Security & Unoccupied Property Insurance
Did you know that in the UK a burglary happens every 106 seconds? That equates to over 296,000 in the past 12 months. More surprisingly, surveys have shown that three quarters of UK homes have no security alarm or security system installed. In this article, Highworth Insurance outlines some top methods you can use to increase home security and the benefits these changes have to your insurance policy including unoccupied property insurance..
Here we have listed our top 3 methods for securing your property but can also help reduce your premium. When applying for unoccupied property insurance, make sure you tell your insurance provider of any security systems you have installed.
Possibly the most obvious of our home security methods, installing CCTV at your property not only works as a burglar deterrent but can sometimes help reduce your home insurance premium. This method also gives you peace of mind knowing that in the event of a break in, you will have video evidence of the burglars to aid investigation. Most modern CCTV systems can be monitored online through your phone, so you can even check on your unoccupied property while you're away.
Working around the clock without the need for monitoring, burglar alarms are tried and tested proving to be one of the most efficient ways to deter burglars and also reduce your insurance premium. Burglar alarms should be the centre point of your security system especially if the property is unoccupied. Setup notifications to your phone for when the alarm is tripped to help secure your unoccupied property.
To add further protection to your possessions, consider installing a safe at your property. This would be more beneficial to your own home than to an unoccupied property however some insurance providers will look kindly upon having these features when it comes to your content insurance premium. If possible, look to install the safe upstairs and in a hard to find place.
There are many security companies that will assist in the selection and maintenance of security systems, Highworth Insurance are on hand to help when something goes wrong. We offer bespoke insurance policies designed to cover you for when you most need it. For information on unoccupied property insurance or any other home insurance policies, please don't hesitate to get in touch.
Securing Your Property
Here we have listed our top 3 methods for securing your property but can also help reduce your premium. When applying for unoccupied property insurance, make sure you tell your insurance provider of any security systems you have installed.
CCTV
Possibly the most obvious of our home security methods, installing CCTV at your property not only works as a burglar deterrent but can sometimes help reduce your home insurance premium. This method also gives you peace of mind knowing that in the event of a break in, you will have video evidence of the burglars to aid investigation. Most modern CCTV systems can be monitored online through your phone, so you can even check on your unoccupied property while you're away.
Burglar Alarms
Working around the clock without the need for monitoring, burglar alarms are tried and tested proving to be one of the most efficient ways to deter burglars and also reduce your insurance premium. Burglar alarms should be the centre point of your security system especially if the property is unoccupied. Setup notifications to your phone for when the alarm is tripped to help secure your unoccupied property.
Safes
To add further protection to your possessions, consider installing a safe at your property. This would be more beneficial to your own home than to an unoccupied property however some insurance providers will look kindly upon having these features when it comes to your content insurance premium. If possible, look to install the safe upstairs and in a hard to find place.
There are many security companies that will assist in the selection and maintenance of security systems, Highworth Insurance are on hand to help when something goes wrong. We offer bespoke insurance policies designed to cover you for when you most need it. For information on unoccupied property insurance or any other home insurance policies, please don't hesitate to get in touch.
To discuss your insurance needs with an experienced account manager please call 01202 937430 or apply online to get an instant quote