Jewellery Insurance

Our comprehensive range of jewellery insurance policies can help you wear and enjoy your valuable jewellery with confidence. Choose from either a stand-alone policy or inclusion within our high value home insurance policy. Our knowledgeable account managers are on-hand to help you choose the policy that best suits your circumstances.

Get my Quote

Please fill in this form so we can quote you accurately

If you would prefer, feel free to call an account manager on 01202 937430

Finding the right level of cover for you

Finding the right level of cover for you

Beautiful items such as necklaces, watches, earrings and bracelets are designed to be worn, seen and admired. When it comes to jewellery insurance it is important to know how much your jewellery is really worth and invest in the appropriate level of cover. We understand that you need to be sure that your jewellery is insured, whilst secure in the knowledge that you’re not paying over the odds for your premium.

Finding the right level of cover for you
Comprehensive and hassle free

Comprehensive and hassle free

We believe in making jewellery insurance comprehensive and hassle free. This is especially important given the emotional attachment to items such as engagement rings and wedding rings or loved pieces that have been passed down through generations. These items are sentimentally irreplaceable and in the event of anything happening them, it’s always good to know that the financial stress will be considerably less than the emotional upset.

Jewellery insurance tailored to you

Jewellery insurance tailored to you

We advise our clients to carefully check their policy summary and policy wording for exact details of cover applicable to their circumstances. Our experienced account managers are available to assist you with this and to help insure that you have the right level of insurance to suit your circumstances. Please be aware that not all options are available on all policies.

Jewellery insurance tailored to you

Stand-alone jewellery insurance

We offer a stand-alone jewellery insurance policy, independent from your home contents insurance. Benefits include:

  • Choose to have worldwide cover or to reduce your costs by restricting cover to Western Europe or just the UK.
  • No excess to pay in the event of a claim.
  • The right to repurchase any recovered items subsequent to any claim.
  • Cover available up to £1,000,000 with an immediate quote usually available for items up to £20,000.
  • Our stand-alone policy covers a wide range of circumstances such as theft from your home or your person, or accidental damage, for example losing a stone or part of setting.
Stand-alone jewellery insurance
Ready to get a quote? Our stand-alone jewellery insurance policy is underwritten by Catlin Insurance Company (UK) Ltd; a global insurer with one of the best credit ratings in the world. For more detailed information, please read the key facts and policy wording documents. Get a quote

Cover within a home contents policy

We specialise in high value home insurance policies which offer remarkable levels of cover, especially if you are looking to cover valuable jewellery and watches.

Inclusion within a high value home insurance policy

We specialise in high value home insurance policies which offer remarkable levels of cover, especially if you are looking to cover valuable jewellery and watches.

  • All risks cover on a worldwide basis
  • Items worth less than £15,000 automatically covered with no requirement to specify with some insurers
  • Highly competitive premiums when valuable items are incorporated within a home policy

Sometimes standard cover is not enough

Many people assume that their valuable jewellery will be covered on a standard home contents policy. However, it is important to remember:

  • Standard home insurance policies typically restrict their limit for jewellery. For example, you could find that valuables such as jewellery are covered up to a total of £10000 and cover for individual items of jewellery is restricted to £3000.

We would always recommend that you read policy wordings and key facts documents to fully appreciate the cover and any exclusions and limitations.

To discuss your insurance needs with an experienced account manager please call 01202 937430 or apply online to get an instant quote