Christmas is an exuberant time of year and for those with a passion for collectables, from fine wine to watches, art and antiques or something with a little more sparkle, it’s a great time to take stock and appreciate the finer things in life and perhaps add to them. If you are thinking of purchasing that extra special gift this year, make sure that all your home contents are covered by specialist high value contents insurance.
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The luxury of choice – contents insurance vs specialist cover
When it comes to insuring valuable and collectable items you can usually choose from a range of stand-alone policies or to include items within your home and contents policy. At Highworth Insurance we offer both and both provide exceptional levels of cover for specialist items, including insurance for art, fine wine and musical instruments.
What’s special about our High Value Contents Insurance?
Conventional policies traditionally provide contents cover up to £75,000. At Highworth Insurance we can provide cover up to £250k quickly and easily over the phone and up to £2m cover usually within 24 hours. When insuring high value items within a high value home and contents policy, your valuables are covered anywhere in the world. Plus among other things, our entry level policies also include cover for £2,500 in personal money and £25k in case of identity theft. However, these levels can be increased upon request.
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Making something easy this Christmas
With a high value contents insurance policy, there is no need to specify individual jewellery items under £5k. Whilst art and antiques are covered up to £15k individually as standard, you can cover substantially more than that after a short discussion with one of our Account Managers. That’s one less thing to worry about if you’re giving a particularly special gift this year.
As specialist insurers we can provide cover for:
- Fine wine
- Stamp and coin collections
- Musical Instruments
- Safety deposit boxes
Is high value contents insurance on your Christmas list this year?
With all the excitement of Christmas the last thing you want to be thinking about is your insurance policy. However, Christmas is a time of year when many people are away from their homes visiting friends and family. It is also a time when gifts are bought and exchanged and thieves are doing some ‘Christmas shopping’ of their own. Add to this that in all the excitement and amidst all the wrapping paper, small but highly valuable items can get lost, it really does make sense to make sure you, your family and your home are insured correctly this Christmas.
You can speak to any one of our knowledgeable Account Managers to discuss your home and valuables and the most competitive and straight forward ways of insuring them on: 01202 937430.