Repairing Flat Roof Properties
Any repair job can be stressful especially when you weren’t expecting it. Flat roof properties can be damaged by weathering, stresses on the material (such as someone walking on it), water pooling, freeze-thawing or simply poor workmanship. This is why it is important to have the correct insurance policy in place to minimise those stress levels. In this article we look at the process of repairing a flat roof and the considerations that need to be made.
There are several factors to bear in mind when either claiming insurance for flat roof damage or repairing yourself. These factors will determine the cost of repair and whether or not the claim can proceed.
It comes as no surprise that different materials warrant different costs. A felt roof will usually be the cheapest at roughly £40 - £60 per m2 whereas a fibreglass bay roof could cost between £95 - £120 per m2. Here are a list of other flat roof applications we found at priceyourjob.co.uk
The material of the roof will have an impact on the cost of your claim and the cost of your insurance premium.
This data was collected from https://www.priceyourjob.co.uk/replace-flat-roof-cost/
The age of a roof can determine the extent of potential damage. This is one of the main factors that an insurance company will take into consideration. Rule of thumb is a roof that is under 10 years old would be considered new.
If your roof is older than 10 years but is in good condition and well looked after then you can still expect to receive good insurance coverage. Get your roof checked once a year and provide your insurer with evidence to benefit any future claim you might make.
When repairing flat roof properties, the main factor that your insurance provider will look at is the cause of damage. Insurance companies will not cover general wear and tear but most will cover acts of nature such as high winds or fires and vandalism. It is always beneficial to ask your insurance provider what the policy covers you for.
Some information has been taken from https://www.findleyroofing.co.uk/factors-for-uk-insurance-companies-to-cover-roofing-repairs
At Highworth Insurance, we specialise in flat roof insurance and will ensure you have the correct level of cover to suit your needs. For more information on what our policies entail, please get in contact and a member of our team will be happy to help.
There are several factors to bear in mind when either claiming insurance for flat roof damage or repairing yourself. These factors will determine the cost of repair and whether or not the claim can proceed.
Material
It comes as no surprise that different materials warrant different costs. A felt roof will usually be the cheapest at roughly £40 - £60 per m2 whereas a fibreglass bay roof could cost between £95 - £120 per m2. Here are a list of other flat roof applications we found at priceyourjob.co.uk
- Felt roof (£40 to £60 per m2)
- Rubber roof (£80 to £85 per m2)
- Fibreglass roof (£70 to £90 per m2)
- Lead bay roof (£90 to £105 per m2)
- Fibreglass bay roof (£95 to £120 per m2)
The material of the roof will have an impact on the cost of your claim and the cost of your insurance premium.
This data was collected from https://www.priceyourjob.co.uk/replace-flat-roof-cost/
Age
The age of a roof can determine the extent of potential damage. This is one of the main factors that an insurance company will take into consideration. Rule of thumb is a roof that is under 10 years old would be considered new.
If your roof is older than 10 years but is in good condition and well looked after then you can still expect to receive good insurance coverage. Get your roof checked once a year and provide your insurer with evidence to benefit any future claim you might make.
Reason For Repair
When repairing flat roof properties, the main factor that your insurance provider will look at is the cause of damage. Insurance companies will not cover general wear and tear but most will cover acts of nature such as high winds or fires and vandalism. It is always beneficial to ask your insurance provider what the policy covers you for.
Some information has been taken from https://www.findleyroofing.co.uk/factors-for-uk-insurance-companies-to-cover-roofing-repairs
At Highworth Insurance, we specialise in flat roof insurance and will ensure you have the correct level of cover to suit your needs. For more information on what our policies entail, please get in contact and a member of our team will be happy to help.
To discuss your insurance needs with an experienced account manager please call 01202 937430 or apply online to get an instant quote