A second home can be a joy – enjoy it more with the peace of mind that comes with comprehensive second home insurance. We understand that although not always occupied, your second home is still a home, and so we provide the same expert level of cover as we do for your primary residence.  We will happily cover a wide selection of property types in the UK.  For cover overseas then see our Holiday Home Insurance.

Second Home Insurance

  • ALL Year Round Specialist home insurance for second homes
  • All Properties Various types of second properties covered:
    House Cottage Apartment
    Chalet Flat Villa
  • All the cover you’d expect from a first class home insurance policy
    1. New for old apart from clothing and linen
    2. Accidental damage to audio, video or computer equipment
    3. Contents temporarily removed from your home
    4. £2,500 contents in outbuildings
    5. £1,000 freezer cover
    6. £3,000 business equipment
    7. Accidental loss or damage to pedal cycles up to £500 each
  • Fully Covered for temporary loss of accommodation
  • Legal Liability£2,000,000 of legal liability cover included.
    1. Covers your personal capacity
    2. Covers your liability as an employer of domestic staff
  • Accidents Happen So accidental damage cover is available as an option
  • Excesses Standard excesses of £50 and £250 for escape of water.  Additional discounts available for higher excesses.
  • Location, location… overseas properties covered through our Holiday Home insurance product:
    Southern Ireland France Spain
    Portugal Greece Italy
    Southern Cyprus Bulgaria Channel Islands
    Isle of Man
  • Fully Supported in our Holiday Home insurance
    1. 24hr English speaking emergency helpline even for overseas properties
    2. Emergency travel costs up to £1,000
    3. UK based claims service
  • Underwritten by Towergate Underwriting the UK’s leading underwriter of specialist home insurance

We would recommend that you read the policy wording and the key facts document relating to second home insurance to fully appreciate the cover provided and any exclusions and limitations

second home insurance services

Why choose Highworth Insurance?

  • Specialist home insurer
  • Get a quote in seconds
  • Pay securely online
  • Help over the phone from UK
  • Online policy documents
  • Dedicated to customer service


Call for a quote

01202 937430

Mon-Fri: 0900 – 1830

Sat: 0900 – 1230

Our specialist advisors will be happy to help with any questions you may have.

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Call 01202 937430 to get a quote