Holiday Cottage Insurance

Holiday Cottage Insurance

Ensure you have the right policy for your holiday home with Highworth Insurance Cover. Holiday cottages as both an investment opportunity and a memorable holiday destination for the whole family have become increasingly popular, particularly in certain areas in the UK.

As providers of specialist insurance products for holiday homes, second homes and non-standard builds, at Highworth Insurance we are sure to have the best policy to suit all your requirements.

Holiday Cottage Insurance

  • Insured 365 days a year
  • Multiple types of occupancy covered
  • UK and overseas properties covered
  • Covered for temporary loss of accommodation and loss of hiring charges
  • £5,000,000 of legal liability cover included for you, your family and temporary occupants
  • The option of accidental damage cover, for you, your family and friends when staying free of charge and tenants who have a signed rental contract

Things to consider when choosing holiday cottage insurance
Due to the property being unoccupied for extended periods throughout the year, holiday homes are often considered at higher risk of theft and flooding due to burst pipes. Also, many owners choose to rent out their property as a holiday let and so require cover for paying guests. Quite often holiday properties are situated in picturesque, but remote locations. For all these reasons, a standard building and contents policy is not suitable for holiday cottage insurance.

There may be other factors your insurer will need to be made aware of when looking for an insurance policy, for example if your cottage is of non-standard construction or built out of non-standard materials, such as thatch.

None of the above presents a problem for the advisers at Highworth Insurance, who will happily discuss your specific requirements and indentify a suitable policy for you. Alternatively you can get a quote and buy comprehensive Holiday Home cover online, using a variety of payment options.

We would always recommend that you read policy wordings and key facts documents to fully appreciate the cover and any exclusions and limitations.

Call for a quote

01202 937430

Mon-Fri: 0900 – 1830

Sat: 0900 – 1230

Our specialist advisors will be happy to help with any questions you may have.

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