Salon and Hairdresser Insurance

We can provide suitable cover for salons or individual hairdressers. Our experienced account managers can discuss your unique requirements and tailor a policy to suit you.

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If you would prefer, feel free to call an account manager on 01202 937430

Insurance styled to suit you

Insurance styled to suit you

Whether you lead a creative city hair salon, a friendly local hairdressers or an amazing beauty and nail studio, we can shape a hairdressers insurance package designed around you. Because you are only paying for the cover you need, rather than a one size fits all policy, we are confident you’ll find our premiums attractive.

Insurance styled to suit you
Tailored to your business

Tailored to your business

We’ll consult you over the levels of hairdresser insurance or salon insurance you require; taking into account everything from the size and nature of your business, to the amount of stock you’re responsible for and how many staff you employ. We can then develop a personal hairdresser insurance or salon insurance package, designed around the location, size and type of your premises.

Hairdresser insurance and salon insurance

Options can include:

  • Public liability insurance of £2m to cover injury to clients or others on business at your premises.
  • Product liability insurance up to £2m to cover the sale of unsafe goods.
  • Employee liability insurance up to £10m for anyone helping you at work.
  • Cover for your stock, including up to a 25% increase at seasonal times such as xmas.
  • General business contents insurance for items such as PC’s and furniture.
  • Business interruption and alternative accommodation costs in the event of a relevant claim.
  • Up to £5,000 exhibitions cover and property in transit.
  • Up to £1,000 cover for loss of keys or damage to fixed signs and glass.
 Hairdresser insurance and salon insurance
Ready to get a quote? Our account managers will be happy to help with any questions you may have. Get a quote

A hairdressers insurance plan that makes sure you’re covered

If you are interested in salon insurance, our knowledgeable account managers are available to talk you through the options available to you and design a policy based upon your personal requirements.

Buildings insurance

If you own the building where you operate your retail operation, it normally makes sense to insure the complete building as part of your retail package to ensure there are no gaps in cover.

  • This can cover rental flats and other occupied parts of the building
  • Options to include accidental damage such as breaking sanitary wear or putting a foot through a ceiling can be included
  • Unusually constructed properties or those having a history of subsidence or flooding can often be covered with little or no increase in cost

Employee’s liability insurance

Once you employ staff it’s a legal requirement to have employee liability insurance.

  • Your salon is a place of work for others and subject to health and safety legislation
  • In particular you have to meet the requirements of the Health and Safety at work act 1974

Legal expenses cover

Legal expenses cover supports you in the event of difficult disputes, such as:

  • Contractual disputes
  • Employment issues concerning contracts of employment or any employment related legislation
  • Defence of criminal prosecutions and appeals against Improvement Notices under the Health and Safety at Work Act or the Food Safety Act

Public liability insurance

Public liability insurance ensures your legal obligations are covered and that you don’t have to fret should clients accidentally trip, slip or hurt themselves on your premises.

Business contents insurance

Your business contents may cover a wide variety of assets, such as:

  • Simple items like equipment and PC’s through to expensive fixtures and fittings
  • Cover can also extend to contents temporarily removed from your premises or when attending shows and exhibitions

Stock insurance

Cover for your stock is important in a wide range of circumstances, including:

  • Theft
  • Damage from smoke, fire and flooding

Product liability insurance

Provides a safety net when the manufacturer may not be liable as you’ve sold something in an unsafe condition.

Kindly be advised that not all options are available on all policies. We recommend that you carefully check your policy summary and policy wording for the exact cover applicable to your circumstances.

What do our customers say?

'A proactive, competitive company – a change from the norm!'

Very good at calling back, professional and diligent. The quote was also super competitive and we will be moving more of our insurance needs across to them in due course. It’s a rarity these days to find a company that does what it promises, and does it well. I would have no hesitation in recommending.

1 2 3 4 5
Mr Rigluth

'Competitive, and hassle free application. Hope any claims are the same.'

The conscientiousness of the agents and their speed of answering queries – and a small discount persuaded me to change insurers. The efficiency of completing paperwork was excellent. Of course there have been no claims as of yet but otherwise a positive experience on a routine matter

1 2 3 4 5
Mr Phillips

'Easy to work with, makes the process a breeze, the team understand my needs'

They are great people to work with, Lisa now deals with all my insurance needs. They make it a breeze and if you need to make an amendment, they got you covered.

1 2 3 4 5
Mr Clarke Brothers Property Ltd

'Listened and made appropriate recommendations'

Spoke with many insurance companies after filling out an online form for quotes. Most asked to fill in the same information again over the phone. This got very tedious after the first five. Highworth listened, made suggestions and offered a very competitive price. An excellent service. Form filling on acceptance.

1 2 3 4 5
Mr Finnen

'Top of the class in every way'

Quick and helpful response followed by quick and efficient service at the highest professional level. Best encounter with an insurance service that I have ever had.

1 2 3 4 5
Mr Rabinowitz

'Refreshingly uncomplicated!'

They answer the phone promptly, are friendly but professional. I didn’t feel I was talking to an automaton and the whole experience was refreshingly straightforward, uncomplicated and stress free. I would definitely recommend Highworth Insurance and will use them again in the future.

1 2 3 4 5
Miss Mctavish

'Exceptional customer service'

I have a thatched cottage and only a handful of insurers will insure contents/buildings on these cottages. I found the gentleman that I dealt with really helpful and friendly and he sorted my insurance out for me. Several other insurers had on line quote forms and never got back to me with a quote. Their loss! I am not sure of the gentleman’s name, but he is a credit to your company.

1 2 3 4 5
Mrs Sayers

'This is how it should be done!'

I called Highworth at the suggestion of my partner. I found Gemma very professional and helpful. The cover options she came back with addressed my requirement perfectly. Once I had forwarded confirmation of NCD the price reduced, great! Fantastic cover, good price, excellent service!!!

1 2 3 4 5
Mr Hewitt

'Attentive and excellent service'

Highworth were recommended by a friend as they are specialists in listed properties and older properties. My contact was excellent and thorough and took time to explain the cover and options available. Once we had determined the key details and the price everything progressed very smoothly indeed.

1 2 3 4 5
Mr Cockrell

'Highworth saved me £700 this year compared to Halifax!'

Excellent service. Helpful, pleasant staff member made the process of re-insuring my house very simple. Highworth resolved an ongoing ‘subsidence’ issue that has cost me thousands of pounds over the last decade!

1 2 3 4 5
Mr Stanton

'Great service and saved lots of money!'

Last year I bought my first house and had a real trouble trying to get house insurance because of ‘historical movement’ on the survey. This year I did a lot more research and came across Highworth insurance. I did an online form and got a call back really quickly from Clarise. Clarise was brilliant. Very professional, helpful and gave excellent customer service. She also managed to save me £150 for the year. Great company to use.

1 2 3 4 5
Mr Woods

'Responsive and helpful throughout my quest for home insurance.'

I was particularly impressed with Jo Wilson who I found extremely conscientious, pro-active, immediately responsive and very helpful. I felt totally supported in what was a tricky situation where I was securing insurance for a house in a flood risk area. I felt that she was very much on my side.

1 2 3 4 5
Mr Kettle

'The right information clearly explained'

Excellent, straightforward information which covered all my needs and requirements. It was nice to get a clear explanation as to the difference between those who advertise they can insure you for £140 or so (which they can’t) and those who actually understand clients.

1 2 3 4 5
Mr Shaw

'Quick solution to a sudden problem'

Having moved home I suddenly needed to sort out my buildings insurance as my existing insurer said my current policy could not continue as I had moved into a leasehold flat. I didn’t realise I had a problem until I notified them of my change of address. The person dealing with my enquiry settled all my problems and issued a policy to cover my needs.

1 2 3 4 5
Mr Charlwood

'Outstanding service from highly skilled professional – exceptional'

Outstanding service from an individual who was focused on finding the best policy for us. I would strongly recommend this company to others and to anyone who wants assurance that their home is well insured.

1 2 3 4 5
Mrs Scott

'Efficient, polite and knowledgeable service!'

From the first phone call to ask questions on the levels of cover available for our house renovations, through to the decision and policy purchase, the help and guidance provided by Daniel was superb. A very efficient, polite and knowledgeable service. Thank you!

1 2 3 4 5
Mr Faux
To discuss your insurance needs with an experienced account manager please call 01202 937430 or apply online to get an instant quote