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Specialist cover for collectors and dealers
If you are a stamp or coin collector or dealer, our experienced account managers will be happy to help, advise and discuss you insurance requirements with you. They can then source comprehensive stamp insurance and/or coin insurance at very competitive rates; ensuring that you have the precise level of cover you need, at the right price.
Private Collectors
We can offer stand-alone insurance as well as the ability to incorporate stamps and coins under a high value home insurance policy. Both options have their separate merits and dependent on what you require, we can advise which route would be the most beneficial for you.
Stand-alone stamp and coin insurance
We offer stand-alone stamp and coin insurance which is independent of your home insurance. Each policy is tailored to your unique collection. Benefits of this type of policy can include:
- Cover for accidental damage and theft
- Items covered at the premises that you specify and elsewhere for up to 90 consecutive days
- Valuations can be on an agreed value or market value basis
- Extend the cover for your new acquisitions. Receive immediate cover, just let us know within 60 days of acquisition
Stamps and coins covered within a high value home insurance policy
At Highworth Insurance we have a select range of high value home insurance policies. These can provide a high level of cover at very competitive prices. Cover can include:
- Worldwide, all risks cover
- Automatic cover for any item below £15,000 with no need to specify
- Very competitive premiums when incorporated in the home policy
Tailored cover for stamp and coin dealers
We tailor policies to suit individual circumstances and can include the following aspects of insurance coverage within our range of policies.
Stock
Cover for stock that is for sale, owned by you but not for sale, held in trust, in transit and for sale at auction.
Business interruption
It’s never a pleasant experience if your business is disrupted by unforeseen circumstances.
- We can indemnify against loss of revenue or the increase cost of working for longer than an agreed period
- Our policies can cover a range of circumstances including: damage at your premises or to property and accidental failure of electricity, gas or water for over 24 hours
Money
Up to £250,000 of non-negotiable money such as credit card vouchers and cheques can be provided, with up £5,000 of cash cover.
Personal Assault
In the event of a robbery or attempted robbery:
- We can provide cover for you, members of your family, employees and volunteers under your direct control
- Also, dependent upon the nature of any injuries suffered, policies can cover up to £10,000 or £100 per week for 104 weeks
Liability Insurance
Additional cover can be set up to insure an array of liabilities, such as:
- Public liability –injury to persons and loss or damage to property
- Employers liability – legal liability up to £10m for injuries to employees
- Products liability – legal liability through the sale or supply of goods in the UK
Please be aware that not all options are available on all policies. Carefully check your policy summary and policy wording for the exact cover available for your circumstances.
What do our customers say?
'A proactive, competitive company – a change from the norm!'
Very good at calling back, professional and diligent. The quote was also super competitive and we will be moving more of our insurance needs across to them in due course. It’s a rarity these days to find a company that does what it promises, and does it well. I would have no hesitation in recommending.
'Competitive, and hassle free application. Hope any claims are the same.'
The conscientiousness of the agents and their speed of answering queries – and a small discount persuaded me to change insurers. The efficiency of completing paperwork was excellent. Of course there have been no claims as of yet but otherwise a positive experience on a routine matter
'Easy to work with, makes the process a breeze, the team understand my needs'
They are great people to work with, Lisa now deals with all my insurance needs. They make it a breeze and if you need to make an amendment, they got you covered.
'Listened and made appropriate recommendations'
Spoke with many insurance companies after filling out an online form for quotes. Most asked to fill in the same information again over the phone. This got very tedious after the first five. Highworth listened, made suggestions and offered a very competitive price. An excellent service. Form filling on acceptance.
'Top of the class in every way'
Quick and helpful response followed by quick and efficient service at the highest professional level. Best encounter with an insurance service that I have ever had.
'Refreshingly uncomplicated!'
They answer the phone promptly, are friendly but professional. I didn’t feel I was talking to an automaton and the whole experience was refreshingly straightforward, uncomplicated and stress free. I would definitely recommend Highworth Insurance and will use them again in the future.
'Exceptional customer service'
I have a thatched cottage and only a handful of insurers will insure contents/buildings on these cottages. I found the gentleman that I dealt with really helpful and friendly and he sorted my insurance out for me. Several other insurers had on line quote forms and never got back to me with a quote. Their loss! I am not sure of the gentleman’s name, but he is a credit to your company.
'This is how it should be done!'
I called Highworth at the suggestion of my partner. I found Gemma very professional and helpful. The cover options she came back with addressed my requirement perfectly. Once I had forwarded confirmation of NCD the price reduced, great! Fantastic cover, good price, excellent service!!!
'Attentive and excellent service'
Highworth were recommended by a friend as they are specialists in listed properties and older properties. My contact was excellent and thorough and took time to explain the cover and options available. Once we had determined the key details and the price everything progressed very smoothly indeed.
'Highworth saved me £700 this year compared to Halifax!'
Excellent service. Helpful, pleasant staff member made the process of re-insuring my house very simple. Highworth resolved an ongoing ‘subsidence’ issue that has cost me thousands of pounds over the last decade!
'Great service and saved lots of money!'
Last year I bought my first house and had a real trouble trying to get house insurance because of ‘historical movement’ on the survey. This year I did a lot more research and came across Highworth insurance. I did an online form and got a call back really quickly from Clarise. Clarise was brilliant. Very professional, helpful and gave excellent customer service. She also managed to save me £150 for the year. Great company to use.
'Responsive and helpful throughout my quest for home insurance.'
I was particularly impressed with Jo Wilson who I found extremely conscientious, pro-active, immediately responsive and very helpful. I felt totally supported in what was a tricky situation where I was securing insurance for a house in a flood risk area. I felt that she was very much on my side.
'The right information clearly explained'
Excellent, straightforward information which covered all my needs and requirements. It was nice to get a clear explanation as to the difference between those who advertise they can insure you for £140 or so (which they can’t) and those who actually understand clients.
'Quick solution to a sudden problem'
Having moved home I suddenly needed to sort out my buildings insurance as my existing insurer said my current policy could not continue as I had moved into a leasehold flat. I didn’t realise I had a problem until I notified them of my change of address. The person dealing with my enquiry settled all my problems and issued a policy to cover my needs.
'Outstanding service from highly skilled professional – exceptional'
Outstanding service from an individual who was focused on finding the best policy for us. I would strongly recommend this company to others and to anyone who wants assurance that their home is well insured.
'Efficient, polite and knowledgeable service!'
From the first phone call to ask questions on the levels of cover available for our house renovations, through to the decision and policy purchase, the help and guidance provided by Daniel was superb. A very efficient, polite and knowledgeable service. Thank you!