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Whether you know the artist, fell in love with an extraordinary piece, inherited works of art or are simply redecorating, as an art private collector we understand the requirement for flexibility when it comes to insuring artwork.
Fallen in love with a special piece on holiday? Not a problem. Our policies can cover artwork anywhere in the world, letting you buy abroad with confidence and hang a little reminder of a wonderful holiday up at home.
At Highworth Insurance we believe in providing a professional service; art insurance for private collectors need not be overly complicated or overpriced. Our leading policy ensures automatic cover for all pieces up to the value of £15,000 without the need to specify.
We offer a choice of stand-alone policies that can be specifically tailored to your needs, with extensive cover for the serious collector in mind. The policy can include:
A high value home insurance policy can include cover for private art collectors.
Highworth Insurance can arrange a high level of art insurance, at very competitive prices, through the inclusion of pieces within a high value home insurance policy. Benefits of this option can include:
If your collection is permanently kept at your primary residence, which is not left unoccupied for more than 30 days, then this process becomes easier. Many insurers will assess the value of the art comparable to the level of security within your home. If however your circumstances do not fit a straightforward profile, then suitable cover at sensible rates can become a challenge.
Here’s a quick checklist of questions you may want to ask yourself before purchasing art insurance:
Kindly be aware that not all options are available on all policies. Carefully check your policy wording and policy summary for precise details of the cover available for your circumstances.