Jewellery value and tips when investing

Man has been trading in precious stones and metals throughout history. Good jewellery holds a certain intrinsic value, both in terms of its beauty and valuable component parts that cannot be diminished with time.

Expensive jewellery is both beautiful and portable, making it a good long term investment, but also sought after and easy to lose. Therefore, if you have recently purchased or inherited valuable jewellery, before you do anything else, be sure to have the applicable jewellery insurance cover in place.

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Many people traditionally feel that jewellery is a safe investment, but to get the most for your money it is advisable not to buy high street pieces, but instead to look for antique jewellery, vintage and fashion pieces bought second hand, or better yet, at auction.

Popular periods to look out for

Some are these are a lot harder to come by than others and naturally some are more sought after than others. If at all possible looks for pieces with a personal history; perhaps featured in old photographs, or a family piece which can be traced back through the generations. Anything with a sentimental, preferably a love story attached is certainly worth a look.

Art Nouveau

Art Deco

Edwardian

Georgian

Victorian

Names to look out for

Cartier

Van Cleef & Arpels

Boucheron

Tiffany

Bulgari

Christian Dior

When buying designer names such as Tiffany jewellery, it is still best to look out for older pieces. Who’s to say the latest Pandora bracelet won’t fetch a fortune in years to come, but it depends whether you are buying for your own investment or for your great, great granddaughter. Keep in mind that tastes as styles change, so particularly when looking at antique jewellery, try to also consider modern tastes and preferences, as this will affect the value.

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Budding new designers

Although the likes of Cartier and Tiffany jewellery can take time to show return investment, it will hold its value, which is the main reason many people choose to invest in it. Aside from the big name designers, artist made pieces can all so have a reasonable return. If you have a good eye for jewellery, fashion and design, it is not a bad idea to source a budding new designer for yourself and start collecting early. Be swayed by your own judgement here, go for pieces which appeal to you; if you are going to invest in jewellery value, it is arguably as important to receive a degree of atheistic pleasure and joy from wearing it, as it is to get your money back.

Get it insured

Two good reasons to get your jewellery insured:

Jewellery value has a high degree of longevity

Thieves love sparkly things!

It is precisely because jewellery retains its value over such long periods, that insurance is crucial. As is true of any investment or valuable item you take particular pride and interest it, make sure you have sufficient insurance in place to cover it. Depending on the value of a piece, single item insurance maybe the way to go, however if you have a collection, or are planning on creating one over time, a high value home and contents policy may offer the best solution.

Highworth Insurance specialise in the provision of high value polices and all aspects of jewellery insurance cover, at very competitive rates. Call and speak to our Specialist Advisors for more information or to arrange quick and easy cover for your collectibles.