Flat Roof Home Insurance

Home insurance for flat roof houses

Looking to insure a property with a flat roof?

Highworth Insurance are specialists in providing non-standard home insurance including flat roof house insurance. Whether just a portion of your roof is flat or it’s the whole roof, we can help.

Personalised flat roof house insurance
We offer a range of policies that can be tailored to meet your precise circumstances.
The following cover and benefits can be included:

  • Up to 100% flat roof covered. Up to 50% often with no additional price uplift on standard
  • Immediate cover available without any manual referral to insurance underwriters
  • Flexible policy on roof inspections – typically none required up to 12 years old
  • No increase in excesses over standard policies for storm and water ingress damage
  • Alternative accommodation included should your home become inhabitable through an insurable event such as storm damage

Competitive house insurance for flat roofs available for wide range of roofing materials, including:

  • Felt
  • Asphalt
  • Rubber
  • EPDM (ethylene propylene diene terpolymer)
  • Ecological green, brown and Sedum roofs
  • Fibreglass
  • Metal
  • Concrete
  • PVC

As well as flat roof home insurance, Highworth Insurance can also cover non-standard wall constructions, such as:

  • Timber framed
  • Prefabricated buildings
  • Steel framed
  • Concrete

Why you need a specialist flat roof home insurance provider
Many standard home insurance companies shy away from house insurance for a flat roof. This is because in some cases flat roofs are more susceptible to damage and water ingress. This is a particular risk during periods of heavy rain, strong winds or deep snowfall. At Highworth Insurance we understand that this additional risk varies depending on a number of factors, for example:

  • Type of roof material
  • Age of roof covering
  • Area of the country
  • Proportion of flat roof

This is why it is important and cost effective to use a specialist flat roof home insurance provider, who understands the materials, risks and variables and can tailor a policy accordingly.

A growth in green technologies and flat roof house insurance
Many modern properties using the latest in ecological design, incorporate flat roofs. These are often constructed using the most advanced materials in flat roof design, such as high technology rubbers for example EPDM.

Leading companies such as Sarnifil are creating the latest in thermal and membrane products and at Highworth Insurance we think these sorts of breakthroughs should be recognised when discussing home insurance for flat roof properties.

Speak to one of our knowledgeable Advisors today to find out more about our specialist policies for flat roof home insurance.

We would always recommend that you read policy wordings and key facts documents to fully appreciate the cover and any exclusions and limitations.

Call for a quote

01202 937430

Mon-Fri: 0900 – 1830

Sat: 0900 – 1230

Our specialist advisors will be happy to help with any questions you may have.

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Call 01202 937430 to get a quote